XRP Price Prediction: Path to $3 Amid Institutional Surge

#XRP

• Technical indicators show XRP trading in bullish territory with clear path to $2.98 resistance
• Institutional partnerships and $1B+ investment initiatives creating sustained buying pressure
• Analyst consensus projects significant upside potential with targets ranging from $3 to $9.90

XRP Price Prediction

XRP Technical Analysis: Bullish Momentum Building

According to BTCC financial analyst James, XRP currently trades at $2.4766, slightly below the 20-day moving average of $2.5408. The MACD indicator shows a slight bearish crossover at -0.0127, but the overall technical picture remains constructive. The Bollinger Bands position XRP between support at $2.0991 and resistance at $2.9825, suggesting room for upward movement toward the $3 target.

Institutional Momentum Fuels XRP Optimism

BTCC financial analyst James notes that recent institutional developments provide strong fundamental support for XRP. The $1 billion institutional initiative involving Ripple and SBI, combined with Evernorth Holdings' $1B accumulation fund, creates substantial buying pressure. Positive analyst forecasts ranging from $3 to $9.90, alongside institutional partnerships and political backing, indicate growing market confidence in XRP's medium-term prospects.

Factors Influencing XRP's Price

Crypto.com Seeks U.S. Bank Charter to Expand Institutional Crypto Services

Crypto.com has filed an application with the U.S. Office of the Comptroller of the Currency to become a National Trust Bank, marking a strategic push into regulated custody and staking services for institutional clients. The move positions the exchange alongside industry heavyweights like Coinbase and Circle in pursuing federal oversight.

The proposed charter would enable Crypto.com to offer multi-chain custody solutions, including support for its native Cronos network. "Building through regulated offerings has been our focus since day one," said CEO Kris Marszalek, signaling the company's ambition to capture market share in digital asset treasuries and crypto ETFs.

Existing operations under New Hampshire's regulatory framework will continue unaffected during the review process. The application reflects the industry's accelerating march toward compliance as institutional adoption grows.

Gumi Joins Ripple and SBI in $1B XRP Institutional Initiative

Tokyo-based Gumi Inc., a prominent game developer and crypto investment firm, has aligned with Ripple Labs and SBI Holdings to bolster a $1 billion institutional XRP initiative. This collaboration aims to accelerate XRP's adoption in global finance and decentralized markets, signaling Japan's expanding influence in the digital asset space.

Gumi's $5 million investment in Evernorth Holdings Inc. underscores its commitment to institutional-grade crypto assets, particularly XRP. Evernorth, led by former Ripple executive Asheesh Birla, plans to launch a regulated XRP treasury business and go public on Nasdaq under the ticker XRPN. The venture has already secured $200 million from SBI Holdings, highlighting growing institutional confidence in XRP's regulatory clarity and liquidity.

XRP Price Holds Steady Ahead of U.S. CPI Report, Key Levels in Focus

XRP consolidates near $2.45 as traders await inflation data that could determine its next directional move. The cryptocurrency faces resistance at $2.60, with support clustered between $2.25–$2.30.

Market sentiment remains neutral ahead of the CPI release. A softer inflation print may propel XRP toward $2.75–$2.85, while hotter-than-expected data could trigger a test of lower support levels around $2.10–$2.20.

The upcoming report serves as a potential catalyst for risk assets, with XRP's short-term trajectory hanging in the balance. Technical indicators show the token struggling to maintain momentum above key resistance after multiple rejection attempts.

XRP Shows Bullish Momentum Could Push Price Up To $9.90

XRP is exhibiting early signs of a bullish breakout after months of stagnant trading. The TD Sequential indicator, a respected technical analysis tool, has flashed a buy signal, historically a precursor to significant price surges.

Analysts point to parallels with previous accumulation phases that preceded major rallies. Ali Martinez highlights the indicator's reliability in identifying rebound opportunities, while JAVON MARKS notes striking similarities to past price patterns that yielded exponential gains.

The cryptocurrency currently trades at $2.42 with a $145 billion market cap, having gained 1.28% in 24 hours. Trading volume stands at $4.66 billion as institutional interest appears to be building.

Market technicians suggest the $9.90 price target remains plausible if current momentum sustains. Such a move would represent a 309% increase from current levels, potentially positioning XRP among the top performers in the current market cycle.

XRP Price Prediction: Analysts Forecast Potential Doubling to $3 Amid Institutional Interest

Ripple's XRP shows signs of a bullish resurgence as analysts project a near-term doubling from current levels. The token, trading around $2.40, could breach $3 if it overcomes key resistance levels at $2.70 and $3.00. Institutional accumulation and ETF speculation are fueling optimism.

On-chain metrics reveal large wallets are loading up on XRP, suggesting smart money anticipates upward momentum. Meanwhile, Remittix (RTX) emerges as a dark horse in payments-focused tokens, currently valued at $0.1166.

Market sentiment hinges on two factors: sustained institutional inflows and regulatory clarity. A decisive close above $3 might trigger an extended rally toward $3.50, though volatility remains likely given recent price fluctuations below the 200-day moving average.

Crypto Giants Ripple, Tether, and Coinbase Back Trump's $300M White House Ballroom Project

Major cryptocurrency firms Ripple, Tether, and Coinbase have emerged as key donors for President Trump's privately funded $300 million White House ballroom expansion. The 90,000-square-foot East Wing project, set for completion before the end of Trump's term, highlights growing digital asset influence in Washington amid ongoing regulatory discussions.

The donor list reads like a who's-who of corporate America, with Amazon, Google, and Lockheed Martin alongside crypto's standard-bearers. Coinbase's inclusion follows CEO Brian Armstrong's aggressive lobbying for clearer industry regulations, while stablecoin issuer Tether and XRP-backer Ripple signal the sector's political maturation.

Democrats have raised transparency concerns about the entirely privately financed construction, which avoids taxpayer funds but fuels debates about donor access. The move comes as cryptocurrency firms increasingly seek to shape policy through traditional political channels rather than regulatory confrontation.

XRP Maintains Bullish Momentum Above $2.40 as Traders Eye $2.72–$2.85 Range

XRP continues to defy short-term market fluctuations, holding steady above the $2.40 support level. The cryptocurrency's resilience is drawing attention as traders anticipate a potential breakout toward the $2.72–$2.85 resistance zone.

Current price action shows XRP consolidating between $2.33 and $2.44, with daily volume declining 16% to $4.18 billion. This compression suggests market participants are adopting a cautious stance while awaiting clearer directional signals.

Technical analysis reveals a descending channel formation, with the $2.33–$2.44 range serving as a critical battleground between bulls and bears. The monthly chart remains decidedly bullish, anchored by strong support at $1.94.

Evernorth Holdings Raises $1B for Institutional XRP Accumulation

Evernorth Holdings, a Nevada-based crypto firm backed by Ripple Labs, has secured over $1 billion to purchase XRP on the open market. This initiative is distinct from Ripple and co-founder Chris Larsen's existing 350 million XRP holdings, marking a new phase of institutional interest in the digital asset.

The fund aims to create one of the world's largest public XRP treasuries, operating under regulated oversight. Key contributors include SBI Holdings with $200 million, Ripple Labs and Rippleworks with a $200 million optional commitment, and $600 million from PIPE and retail offerings managed by Armada Acquisition Corp II.

SBI Holdings confirmed its allocation will directly buy XRP tokens, adhering to financial reporting standards. Analysts compare this move to previous institutional buy-ins, signaling growing confidence in XRP's market potential.

XRP Price Decline Continues Amid Falling Burn Rate and Market Weakness

XRP's price has slumped to $2.40, a 35% drop from its July peak, as declining burn rates and broader crypto market headwinds weigh on sentiment. The token's downward trajectory aligns with cautious investor positioning ahead of key US inflation data.

Network activity metrics paint a troubling picture. The burn rate—a measure of transactional demand—continues its descent, while Ripple's DeFi ecosystem shows signs of stagnation. Total value locked has retreated to $86 million from this year's high of $102 million, reflecting dwindling participant engagement.

Technical patterns suggest the selloff may have further room to run. Market participants await either a catalyst to reverse momentum or confirmation of extended weakness in this once high-flying asset.

XRP Price Outlook Post-ETF Launch: Analysts Weigh In on Market Dynamics

Analysts suggest that the anticipated XRP ETF may have already priced in significant gains, with institutional demand potentially peaking ahead of approval. Lewis Jackson notes that 75% of the expected price movement could be reflected in current levels, leaving limited upside post-launch.

Projections place XRP in a $9-$11 range if sustained demand materializes, mirroring Ethereum's gradual ETF inflows rather than Bitcoin's explosive debut. Market sentiment remains divided—some view the ETF narrative as overhyped, while others see untapped institutional potential.

XRP Price Forecast: Fibonacci Analysis Points to $3.60 Surge Amid Institutional Demand

XRP is poised for a potential rally to $3.60 after rebounding from a critical Fibonacci support level, fueled by growing institutional interest. The cryptocurrency, currently trading around $2.40, has climbed 10% from recent lows as buyers consolidate at the 0.618 retracement zone—a historically significant accumulation area.

Ripple's strategic partnership with Evernorth is accelerating institutional adoption, with over 11 corporations preparing to allocate portions of their $2B+ treasuries to XRP. Japan's SBI Group and GUMI have already committed $17 million to the initiative, signaling confidence in XRP's role as a emerging reserve asset.

Will XRP Price Hit 3?

Based on current technical indicators and fundamental developments, BTCC financial analyst James believes XRP has a strong probability of reaching $3 in the near term. The current price of $2.4766 requires approximately 21% upside to achieve this target. Technical analysis shows XRP trading comfortably above key support at $2.40, with Bollinger Band resistance at $2.9825 providing the immediate technical pathway toward $3.

Fundamental catalysts including institutional accumulation, partnership expansions, and positive analyst sentiment create favorable conditions for this move. However, traders should monitor the $2.72-$2.85 resistance zone and broader market conditions for confirmation of the upward momentum.